NPS Vatsalya Calculator

NPS Vatsalya Calculator

Plan your child’s secure financial future with confidence

Investment Details

₹250 ₹50,000
0 years 17 years
5% 15%
Note: Contributions can be made monthly, quarterly, or annually. Minimum annual contribution is ₹250.

Projected Returns

Investment Period 13 years
Total Invested ₹7,80,000
Total Interest Earned ₹5,67,890
Maturity Amount (at age 18)
₹13,47,890
Your Investment
58%
Returns
42%

Growth Visualization

Principal
Interest

Key Features

  • Partial withdrawal allowed after 3 years (up to 25% of contributions)
  • At age 18: Convert to NPS Tier-I or exit with 80% annuity purchase
  • Tax benefits: ₹50,000 deduction under Section 80CCD(1B)
  • Managed by PFRDA-registered pension fund managers
  • Flexible investment options based on risk appetite

By FinWiz

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